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Dear MIJAG,

I am a 24 yo first time driver, provisional licence, I have recently paid a deposit on a new FIAT PUNTO 60s, 1.2 litre. I have never driven before, but I need the car now as the company I work for is moving, and i will need to drive as there is no direct public transport from my home to work. I was initially quoted £2400 3rd F+T with Quinn Direct, 2 weeks later and a second quote, this time PMPA wanted £3400, when I explained my Quinn direct quote, the clerk in PMPA, thought i was joking, practically laughed me off the phone. Remember now, that PMPA quote was 3rd F+T as well, not comprehensive, did he pull it out of a hat?.

Recently I was in a crash with a friend in his car, no one hurt, and thankfully little damage done so both parties involved paid for themselves => no claims on insurance, nevertheless it frightened me to think that my new car when insured 3rd party, would not be covered at all, even after paying so high a price, I decided to get a quote for comprehensive, Quinn again, this time they want £3700, I live in dublin, i will be 25 in july, I have never driven and therefore never crashed, now with my car payments only £30 per week, or £120 per month, i have to add £80 per week insurance and £317 per month!!! So in total i am paying £437 per month to keep my car, and that doesnt include running costs or tax!!! This is really a very bad state of affairs, I am embarassed that I even had to wait so long to get driving, my younger sister is driving a 1.0L Nissan Micra, her insurance is £1600, she has never driven before either!!, she is 20.

WHEN will something be done, to stop these rip-off merchants from taking the piss? The government cannot stand by and watch, there is a general election next year, so I'm sure that the campaigns will soon get under way, what politician do you reckon will be the first to "recognise" young male drivers plights in this country and "take a stand" for us??? Will it then be brushed under the carpet, as soon as the winners of that election step into the Dail? and they wonder why there is such a huge drop in the numbers of young people even slightly interested in politics in this country, and why we dont trust the government? its because they would rather talk shit about the whole thing, rather than do something, i bet their own twenty somethings and teenagers, dont pay the premiums that the rest of us do!

Sincerely Yours,
A chara,

A safe but broke driver.

 

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