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MIJAG -Motor Insurance Justice Action Group

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Dear MIJAG,

I am 22, I am French and I am working in Dublin for a year. I decided to buy a car in Ireland (Opel astra 1.4l). Most of the French that I know have a French car and a French insurance even if they can't be covered for a full year ( the limit is 3 month in a EU country). I wanted to get a car and an insurance in Ireland for be in "the rules". I ask for a quote with AXA (French company) and told them that I had a 5 years claim free insurance with AXA France, I have my full licence since 1996 ( had all the document to prove that).

The quote was 2451 pounds for a full comprehensive insurance! I told them that it was 6 times what I used to pay in france when I was 20. They told me that they did not accept to give me any claim free bonus even if it was the same company before.

I am fully agree with your actions. I really think that young Irish drivers are highly overcharged for car insurance compare to other country from the European Community. In France for example my insurance for a 1.8 Peugeot 309 was 450 pounds a year. At that price even a student can get a car. Here even professionals hesitate to get a car. That is a situation absolutely unacceptable. I don't think that there is that much difference between Ireland and France when we are talking about accident and claims. My solution get a car in France and insure it in France, Then bring it back to Ireland like all the French people who work in Ireland do.

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